If you think you’ve found a good deal and are paying less for your car insurance than your friends and colleagues, it might be worth checking you have the same level of cover.
Recently, one of our community was involved in a car accident, only to find that his insurance cover didn’t include collision damage. Whilst his insurance paid for the damage to the other vehicle, it did not include repairs to his own.
If your insurance cover is the same, you may face a huge bill if you are involved in an accident.
NOPF have produced the following information notice, which explains the difference in insurance cover – it is definitely worth a read.